Enterprise self-custody · Stablecoin infrastructure

Accept stablecoins.
Keep your keys.

Non-custodial USDT and USDC gateway for fintech, trading, and e-commerce. Funds settle directly to merchant-controlled wallets — secured by MPC and PCI DSS Level 1.

PCI DSS Level 1
MPC cryptography
Non-custodial
USDT & USDC on TRC20 / ERC20 / BEP20

BICUT Dashboard: transaction volume, addresses, success rate, and average processing time

The technology gateway. Not a bank.

BICUT is the technology gateway for stablecoin payments: 0% on volume, no AUM fees. You keep the keys — we only verify the transaction.

We close the gap between custodial gateways that hold your funds and self-managed wallets that ship without compliance.

Stablecoin payments without the trade-offs.

Most gateways force a choice — bank-grade compliance or merchant control. BICUT removes the choice.

	BICUT	Custodial gateways	Self-managed wallets
Fund custody	Non-custodial	Custodial	Non-custodial
Key management	MPC + sharding	Provider-held	Manual
PCI DSS Level 1	Certified	Varies	Not applicable
Settlement	Real-time to your wallet	1–2 business days	Manual reconciliation
Platform freeze risk	None	Yes	None
Reconciliation tooling	Built-in API + webhooks	Provider dashboard	Build it yourself

0% on volume. Fixed processing fee per transaction.

Pay only for confirmed transactions.

Legacy model

2–5%per transaction

The more you process, the more you pay. Costs scale up with the business, not down. Unpredictable P&L and a bank margin baked into every dollar.

BICUT

$0.99–3.99per tx

Flat fee per transaction regardless of size. Predictable costs and reverse economies of scale: the more you process, the lower your effective fee.

Stablecoin-first.

Built for USDT and USDC throughput across TRC20, ERC20, and BEP20 — the rails that move real B2B volume.

Smart Gas Management

Gas volatility hedged automatically. Payments land even when the network is congested.

Supported assets

USDT

Tether

USDC

USD Coin

Pick your network

TRC20

Tron

Confirmation

~3 seconds

Network fee

Under $1 typical

Best for

High-volume USDT flows. Cheapest stablecoin rail at scale.

Scales economically

Address generation is free, forever. No per-address fees. You pay for the plan plus per-transaction processing — margin holds as your user base grows.

per address: 0 USDT
addresses per plan: ∞
on volume: 0%

Transparent pricing. No surprises.

Three plans plus Enterprise. 0% on volume, setup fee free — just the subscription and a per-transaction processing fee.

Starter

Ideal for MVP launches and early validation.

MVP Choice

$299/mo

0% on volume
Unlimited address generation
Email support (24h SLA) + priority sending
Setup fee: free

Processing fees

TRC20: 3.99 USDT
ERC20: 2.99 USDT
BSC: 0.99 USDT

Growth

For growing businesses. The sweet spot.

Enterprise & Custom

For market leaders (50k+ tx / month).

Custom pricing & discounts
Private MPC Cluster, geo-redundancy
24/7 SLA support
Custom integration (AML rules)

Case study / Retail Trading Platform

A real migration story — problem, solution, measurable outcome.

Problem

Legacy processor

Fees that ate into margins; payouts that lagged up to 2 hours. Volume-based pricing punished every deposit, and traders churned over slow withdrawals.

Solution

Migrated to BICUT (Scale plan)

Switched to the Scale plan: fixed processing fee, priority queues, 99.9% SLA. 0% on volume — just the subscription and per-tx fee. Payout p95 measured in minutes.

saved per year: $112,000+
payout latency: 5–15 min
API uptime: 100%

Non-custodial by design.

Funds flow on-chain from your customer to your wallet. BICUT never holds the balance — only verifies the transaction through distributed MPC signing.

Customer pays

USDT or USDC on TRC20, ERC20, or BEP20.

BICUT MPC verifies

Distributed key shards sign the transaction. No custody, no pooled balance.

Merchant receives

Settlement on-chain, direct to merchant-controlled wallets.

Funds never enter BICUT-controlled wallets.

MPC cryptography

No single private key. Shards live on independent infrastructure — no single point of failure.

PCI DSS Level 1

Card-industry-grade controls applied to the stablecoin processing path.

KYT / AML monitoring

Real-time transaction screening on incoming flows. Optional Crystal integration on request.

Audit logs

Full operation log per merchant — exportable, signed, retained.

Extend with optional modules.

Pluggable compliance modules to lower your risk.

KYT Screening (Crystal)

Automated source-of-funds risk scoring.

Risk Score on every incoming transaction
Crystal Blockchain integration
Auto-freeze for suspicious deposits

Pricing

From $0.69 to $0.99per transaction

KYC Verification

Full user verification flow.

Document checks + selfie liveness
Sanctions-list screening
Webhook events on status change

Pricing

From $0.99 to $2.99per user

2026 Roadmap

What's in production and what's in flight — no marketing promises.

H1 2026

Stability

Shipped

API v2 with idempotency keys: Safe request retries — no duplicate transactions.
Smart Queues: Intelligent retry handling — priority for Scale/Enterprise.
Security Core — whitelist + 2FA: IP whitelist plus 2FA for Dashboard and API keys.

H2 2026

Automation

Planned

Compliance Auto-Pilot: Automated KYT/KYC policies — no manual configuration.
Advanced reporting: Bank-grade reporting: reconciliation, P&L, exports.
Self-service portal: Onboarding without a sales call — from sign-up to go-live.

Integration without the headache.

We respect your time. One week from sign-off to go-live.

Step 1

Day 1

Contract and API keys

Sign the SaaS agreement. You get production API keys and Dashboard access immediately.

Step 2

Days 2–5

Engineering-led integration

We open a direct Telegram or Slack channel with our engineers. We answer questions and unblock anything technical, fast.

Step 3

Day 7

Go-Live

Full production processing — your first live payments.

Ready to ship?

Let's review your use case in a 15-minute call.

Accept stablecoins.Keep your keys.